Stop Creditors

There is nothing worse than being constantly reminded that you are behind on your payments and that you may lose your possessions because of this. However, it is the creditor’s job to constantly let you know this and to work on getting a payment out of you. In most situations you do not choose to ignore the creditor’s requests. But after you have bought the basic monthly necessities, there is simply not enough money left over to make the payments. Furthermore, with the constant late fees and rising interest rates, there is simply no way to get ahead. There are ways, however, to stop creditors. Filing for bankruptcy is one option but there are additional ways to stop creditors from hounding you and escape from this financial nightmare. Our lawyers can show you how.

Bankruptcy Attorneys That Can Help You

One of the most frustrating things about dealing with creditors is that they are unwilling to negotiate. It is their job to get the money no matter what and often they will not listen to anything you have to say. One of the quickest ways to stop creditors is to file for either chapter 7 or chapter 13 bankruptcy. Both will put an end to any creditor harassment as soon as you have filed the petition. However, there are other alternatives to stopping creditors. Our attorneys can speak to creditors on your behalf and negotiate a payment plan or loan modification that works in everyone’s favor.

Fair Debt Collection Practices Act

In some instances, creditor harassment can get out of control. Under the state of Minnesota, you are protected by the Fair Debt Collection Practices Act which protects consumers from unfair treatment and harassment from debt collectors. Many creditors will do everything and anything to succeed in their job which often means stepping outside the legal boundaries put in place. Under the Fair Debt Collection Practices Act, it is illegal for creditors to:

Make abusive or harassing phone calls
Contact your place of employment
Contact your home before 8AM or after 9PM any day of the week
Contact your boss or supervisor to discuss your debt
Contact family, friends or neighbors to discuss your debt
Make false threats or claims
Provide you with false legal notices about your debt

If you are currently struggling with creditor harassment, contact our attorneys for legal advice.

MN Bankruptcy Lawyer & Attorney

Being constantly reminded about your looming debt is not something that will sit lightly with anyone. You are most likely already under a lot of unwanted stress without the constant harassment by debt collectors. This emotional stress can trigger frustration, anxiety, depression and anger. It is important to seek the legal advice you deserve to stop creditor harassment now. With over 60 years experience between them, the team at Myles A. Schneider & Associates, Ltd. offers affordable rates, compassionate and confidential service and qualified legal support when you need it most.

We represent bankruptcy clients in matters involving Chapter 7 bankruptcy, Chapter 13 bankruptcy, wage garnishment, creditor harassment, foreclosures and debt consolidation. Contact Myles A. Schneider & Associates, Ltd. 24 hours a day, seven days to week at 763-315-1100 to see how we can help you.

Schedule a Free Consultation Today

If you are facing a bankruptcy or even if you just have questions, contact our law office to speak with one of our attorneys. We have the legal knowledge and experience to help you get through this difficult time and move forward with your life. Contact Myles A. Schneider & Associates, Ltd. today at 763-315-1100 to schedule a free consultation with one of our experienced bankruptcy law attorneys.

Minnesota Bankruptcy Lawyers and Attorneys

Myles A. Schneider & Associates, Ltd. represent clients from throughout the areas of Minneapolis, St.Paul, MN or anywhere in the whole Twin Cities area – Saint Paul, MN Mpls, Anoka, Apple Valley, Andover, Blaine, Bloomington, Brooklyn Center, Brooklyn Park, Burnsville, Champlin, Chanhassen, Columbia Heights, Coon Rapids, Cottage Grove, Crystal, Eagan, Eden Prairie, Edina, Excelsior, Falcon Heights, Farmington, Forest Lake, Fridley, Golden Valley, Hastings, Hopkins, Inver Grove Heights, Lake Elmo, Lakeville, Lino Lakes, Little Canada, Long Lake, Mahtomedi, Maple Grove, Maplewood, Mendota Heights, Minneapolis, Minnetonka, Mounds View, New Hope, North St. Paul, Oakdale, Plymouth, Prior Lake, Richfield, Robbinsdale, Rogers, Rosemount, Roseville, St. Anthony, St. Louis Park, Savage, Shakopee, Shoreview, South St. Paul, Spring Lake Park, Stillwater, Vadnais Heights, West St. Paul, White Bear Lake, and Woodbury, MN – Minnesota.